Which bank do you mainly use? Each bank has various benefits and it is important to use the bank that is right for you. In my case, the first place I opened a bank account was Kookmin Bank. Even now, it is being used smoothly for various automatic transfers and salary accounts.
Now, there are many things you can do with Internet banking without having to visit the bank in person. So, as major commercial banks and internet-only banks have recently entered the era of 10 million customers, competition in mobile banking and internet banking is getting fiercer. 국민은행 인터넷뱅킹
Since I started using Kookmin Bank Internet Banking, the number of times I visited the bank gradually decreased. It is definitely convenient to use Kookmin Bank Internet Banking. In this post, we will look at exactly what internet banking is and how to use Kookmin Bank internet banking. 좋은뉴스
What is Internet Banking?
Internet banking refers to a financial system that uses the Internet, a computer communication network, to process banking business. On a computer with internet access, you can conduct various banking services such as remittance, checking deposit and withdrawal details, account creation, direct debit, and loan after personal authentication verification anytime, anywhere. In order to do Internet banking, you must apply at the bank window, and you must create a certificate and check your password for security.
How to use Kookmin Bank Internet Banking
In order to use Kookmin Bank Internet Banking, you must first access the website. Let’s try typing it into the search site.
As a result of searching using the following search site, you can see that the address of Kookmin Bank’s personal banking site is displayed at the top of the search term. The site provides various services such as account transfer, remittance service, deposit balance, transaction history inquiry, public certificate issuance, and Internet deposit products.
Go to Kookmin Bank Internet Banking: https://obank.kbstar.com/quics?page=obank
Personal banking (personal banking)
Representative Products KB’s flagship products for the happy life of customers As of December 19, 2019 Before tax, including preferential interest rate Direct deposit Digital KB’s representative time deposit KB Star term deposit up to 1.76% per annum (36 months) Shortcut Credit loan Complicated preferential interest rate Mid-repayment fee NOKB Star Credit Loan up to KRW 150 million Shortcut Fund Fund of the Month KB Investment Expert’s Choice Fund of the Month Shortcut Go to Will Substitute Trust KB Keum Ok-Yeop Trust Trustworthy KB Trust Shortcut Pension (Non-KB)
obank.kbstar.com
Then, let’s access the homepage to find out what you can check and what services are available at Kookmin Bank.
To use Kookmin Bank Internet Banking service, you must log in first. To log in, you need to log in with a public certificate and log in with a browser certificate. Browser certificate is an authentication service that allows you to easily use public certificates without installing a separate security program.
First of all, a public certificate must exist in the PC to be able to log in and use the service smoothly, right? Since the Kookmin Bank Star Banking application is linked to my smartphone, I logged in with the public certificate stored in my smartphone.
To use the homepage after logging in, you must install a security program by default. Regardless of which bank you use for internet banking, it is essential to install a security program. If you do not want to install a security program, you can use a browser certificate that is available without a separate program.
When you log in through smartphone authentication and return to the initial screen of the homepage, the time is displayed along with the name of your account at the top of ①. ② The time display is automatically operated as a 10-minute timer, but when the service is not used, ③ You must extend the time by clicking the extension button every 10 minutes.
Please note that if you do not use any service for 10 minutes, you may be automatically logged out as shown in the picture above, and you may have to log in again.
And even if you don’t have to set it up separately, just log in and your bank account transaction details will be displayed on the Kookmin Bank Internet Banking homepage. You can check your bank account, remaining balance, and recent transfer history at a glance. You can also use the switch account and view transaction details button to receive services. Then, shall we take a look at the account change service?
You can register, delete, or change the rank of a withdrawal account by using the account change service. It is a service that allows you to register your Kookmin Bank deposit and withdrawal passbook to enable withdrawal through Internet banking. To use this service, you must visit the nearest Kookmin Bank branch or register with the Kookmin Bank Star Banking app.
Next to the “Change account” button, there is a “View transaction history” button. The latest transfer history is displayed right on the right side of the screen, but it is difficult to see the details. If you want to find detailed transaction history, you can use the “View Transaction History” service. So click on it and take a closer look.
The transaction history inquiry service allows you to check the details of the account you are using by inquiring in detail. Set the desired date and search. I set the date from 2019.11.01 to 2019.11.30 and searched.
The inquiry period was from 2019.11.01 to 2019.11.30. Transaction history can be checked in detail, such as the date and time of the transaction, summary, sender/receiver, withdrawal amount, deposit amount, balance, remittance memo, transaction point, etc. In addition, you can easily check the number and amount of total deposit amount, and the total number and amount of withdrawal amount at a glance.
If you want a more detailed search, you can check the deposit history and withdrawal history separately by setting the detailed view.
In Kookmin Bank Internet Banking, you can check Kookmin Bank’s representative products and even sign up if you like them. As of the current time, it is a service that provides representative products.
As you can see, after selecting National Star Time Deposit, a simple guide is displayed. You can receive online sign-up, shopping cart, consultation application, and branch visit reservation service. For more information, please refer to the product information below.
You can easily check the estimated amount by entering the deposit calculator. Before subscribing to a product, use the deposit calculator to check carefully and sign up for the desired product.
Kookmin Bank’s news and various events are posted at the bottom of the homepage. If you have any questions or other inquiries, please call the customer center for consultation. For inquiries by phone, there are many inquiries after lunchtime, so it may take a long time to wait.
Today, we learned about Kookmin Bank Internet Banking. In addition to the services I posted today, you can use a really wide variety of services. If I get a chance later, I’d like to post useful services that I couldn’t cover today. If you do not have time to visit the branch, please use the convenient Internet banking.