I recently bought an air circulator with a card.
Of course, I didn’t know about it because I bought it without interest, but I was curious.
How much is the credit card installment fee?
So this time, apart from the IT contents, I would like to summarize the contents of the credit card installment once again.
Let’s get started right away.
Once you know the installment fee,
I have a total of two cards, Samsung Card and Hyundai Card. 삼성카드 할부수수료
Here, card loans and everything about fees and interest are coming as text promotions.
To find out how much the installment fee is, I first accessed the Samsung Card website. 이베이스매뉴얼
I searched several places, but there was no information about the fee, but I found out
It’s a product announcement menu.
The menu is located in the upper right corner of the PC homepage.
Now, if you click here, you can see familiar characters.
Click here for commission rates for each product.
Now, you can see all the current Samsung Card commission rates.
However, the problem is that if it is within this range, it is difficult to know what the exact fee rate is and the fee that varies depending on the month or amount.
There is a way to roughly know this.
It’s through the installment payment estimate.
First, click the menu at the top left > My > Credit card payment > Domestic lump-sum payment in installments.
Now, on the next screen, you can see the amount and the number of installment payment months.
If you go back and forth between this bar and adjust the split month, you can see the estimated monthly fee.
Of course, there may be differences between individuals, but this is the most similar way to check the Samsung Card installment fee.
So what about Hyundai Card?
The Hyundai Card is the one I use the most.
Hyundai Card installment fees can also be checked through the product disclosure menu at the top right of the Hyundai Card hop page.
Click on the menu and scroll down to see the credit card product menu.
You can check the installment fee by clicking here
So, what is the installment fee in conclusion?
From what I know, it is 4.2 to 19.5% for Hyundai Card and 4.9 to 19.9% for Samsung Card.
I thought it would be around 5-7%, but I was only able to find the reason why I was only looking for interest-free because it was so expensive.
In particular, in the case of installments, the more you use it, the worse your credit score will be, so you should be careful.
This time, I briefly looked at the credit card installment fee I am using and how to find out.
There may be people who are suddenly talking about cards, but because the weather is hot these days, I buy more things at home, so interest in cards is increasing.
I hope that today’s content will be of some help to those who use Samsung Card or Hyundai Card.