실업급여 신청방법 Summary of unemployment benefit conditions, application method, and benefit period

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Since unemployment benefits are mandatory when you work for a company, you can receive unemployment benefits for up to 270 days if you quit your job.

However, it is not a system that provides payments to all retirees, but there are conditions for receiving unemployment benefits, and the amount of payment also varies depending on these conditions. So today, we will inform you about the conditions and application methods for unemployment benefits.

Summary of unemployment benefits

If we work for a company, it is mandatory to sign up for employment insurance. If we sign up for employment insurance, we can maintain a stable life when we become unemployed and receive unemployment benefits for a certain period of time so that we can get a job again.

Types of unemployment benefits

These unemployment benefits are largely divided into job-seeking benefits and employment promotion allowances, and the unemployment benefits we commonly recognize are job-seeking benefits. So today I will focus on finding a job.
To receive job-seeking benefits among unemployment benefits, you must meet all of the following items.
*However, if you made efforts to avoid changing jobs before changing jobs but are no longer able to work due to the employer’s circumstances and change jobs, even if you have voluntarily changed jobs, you may be eligible to receive unemployment benefits.

To put it simply, if you quit your job after working for the company for more than 6 months, and the reason for your resignation is not due to you, such as dismissal due to poor management or contract expiration, and you actively make efforts to find employment again after leaving the company, you can receive unemployment benefits. .

There are some people who do not know and do not apply for unemployment benefits, but because a contract worker’s resignation due to contract expiration is an involuntary reason, he or she can receive unemployment benefits.

Those who meet all of the conditions for unemployment benefits must register for a job on WorkNet within 12 months from the day after leaving their job, take online training, and then apply for unemployment benefits.

1. Submit a report of loss of insurance eligibility and confirmation of job change
The company must report the loss of insurance eligibility and confirmation of separation of employment to the competent center to confirm in writing that you have left the company. Therefore, if you plan to apply for unemployment benefits immediately after leaving the company, you must ask the company to report it as soon as possible.

2. Worknet job search registration
Worknet job search registration application

Since unemployment benefits are paid on the premise of job seeking, you must register for a job on WorkNet. After logging in to WorkNet, you must first write a resume and click Apply for Job.

3. Training for eligible applicants
Online training for eligible applicants

Once you have completed your job search registration, you will need to receive training for applicants eligible for benefits. Instead of going to the competent center, you can also take the training online on the Employment Insurance website. This is a mandatory part to listen to before going to the competent center and applying for benefits, so be sure to listen to it before your visit.

4. Apply for eligibility after visiting the competent employment center
If you have completed the online training, you can visit your local employment center within 14 days with your ID card and apply for unemployment benefits. (If you do not visit within 14 days, you must take the online training again.)

Once you have completed your application for final unemployment benefit eligibility and have been recognized, you must visit the employment center you applied for every 1 to 4 weeks and apply for unemployment recognition that you are actively seeking employment in order to receive unemployment benefits.

[If it can be recognized as an active job search activity]
The amount of unemployment benefits is calculated as 60% of the average wage before job change x the number of days of prescribed benefits, so it varies depending on the level of salary an individual receives.

However, there is a maximum amount that can be received and a minimum amount that can be received in unemployment benefits. The upper limit is 66,000 won per day, and the lower limit is calculated as minimum hourly wage It’s a won.

[Number of prescribed payment days]
The number of prescribed benefit days, which refers to the period during which unemployment benefits can be received, also varies depending on the age at the time of resignation and the period of employment insurance subscription, ranging from a minimum of 120 days to a maximum of 270 days.

If you apply for unemployment benefits late and more than 12 months have passed since your retirement date, you will not be able to receive the remaining unemployment benefits even if the prescribed number of benefit days remain.

In order to calculate your unemployment benefits in this way, you need to calculate and apply the average wage and employment insurance subscription period. You can easily check this by providing a function for a simple mock calculation on the employment insurance website.

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