The installment savings I recommend today is Jeonbuk Bank’s installment savings.
This is a special installment savings account where you can receive a whopping 9% interest rate.
Jeonbuk Bank is a regional bank, but it is the first financial sector, so it can be said to be more stable than savings banks or credit unions.
JB Hi 9% Installment Savings Special 전북은행 계좌개설
installment payment
Maturity: 1 year
Amount: More than 100,000 won and less than 500,000 won
Interest rate: Basic 4% + preferential treatment (4% for new customers, 0.9% for direct debit, 0.1% for marketing agreement) If you are a Jeonbuk Bank new customer (or a customer without a normal account), you can easily get a high interest rate. 이베이스매뉴얼
In particular, there is an advantage that you can sign up even if there is a limit on opening multiple accounts for 20 days.
Those who have restrictions on opening an account due to other savings or deposit subscriptions can also sign up, so please follow the signup method below.
How to sign up for 9% installment savings with the Jeonbuk Bank app
First, install the Jeonbuk Bank JB Bank app.
On the screen that appears after installing the app, go to “Use Mobile Banking” and proceed with the procedures such as mobile phone authentication, ID authentication, and other bank account authentication like other non-face-to-face account openings. (I went to account opening at first, but it kept asking me to log in, so I was lost for a while😓)
On the next screen, you will be prompted to open a deposit and withdrawal account.
If you do not open a deposit and withdrawal account, you can sign up without a 20-day limit, but you cannot receive the preferential interest rate for automatic transfer, so you can only receive a maximum interest rate of 8.1%. can.
Depending on your individual situation, you can choose whether to open a deposit and withdrawal account.
After that, after going through various consents and certifications, Jeonbuk Bank electronic finance sign-up is completed.
If the e-finance subscription is completed, please issue a JB mobile certificate as well.
Now, shall we start depositing in earnest?
It is also possible to open a savings account non-face-to-face.
Access the JB Hi 9% Installment Savings Special from Financial Products> Deposits and click Sign Up.
If you have not opened a deposit and withdrawal bankbook due to the 20-day limit on the installment savings subscription information input screen, you can select “Direct deposit on the day”, “Not set” for automatic transfer, and “Direct cancellation” at the time of expiration and sign up.
If you want to open a deposit and withdrawal account and receive a 9% interest rate, other items do not matter, but you must set up automatic transfer.
I proceeded without opening a deposit and withdrawal account, and a pop-up like this popped up once (choose no) and the savings account was opened at 8.1%.
Since I signed up for an installment savings account without money, I need to deposit money now.
The savings account number came through KakaoTalk like this.
If I transfer the 500,000 won I set as the subscription amount to this account, the subscription is complete!
When transferring, make sure that the recipient is in your name!
It’s nice to be able to sign up for a high-interest installment savings account without opening a deposit and withdrawal account like this.
If you don’t open a deposit and withdrawal bankbook, only 8.1% interest rate will be applied instead of 9%, but you can defer prepayment because you don’t have to do automatic transfer!
If you are curious about the delay in prepayment, please refer to the following ▼
[Weekly Investment Tech] Deferred payment of high-interest installment savings (with prepayment deferral calculator) As the standard interest rate rises, there are also products that give 6% interest rates for special installment savings in the second financial sector, such as credit unions and savings banks. …
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