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#Youth policy #Small and medium-sized enterprises #Employed youth #Monthly rent deposit loan #Loan consultation
‘Kim Cheong-jeong’, an ordinary student living alone and commuting to work in his second year at a small business. As always, monthly rent was the main culprit in draining his account balance. (I’m going to spread it~♡)
Since housing costs account for a large portion of the total salary, money was not saved and the dream of escaping monthly rent became increasingly distant. Meanwhile, I heard some good news! The conditions for
furthermore. An unbelievable interest rate of 1.2%! It was more than half cheaper than a support jeonse loan and about a third cheaper than a bank loan. In other words, even if you are looking for a jeonse with a deposit of 100 million won, the interest you have to pay every month is only 100,000 won (= a golden opportunity to reduce the cost of living alone). Immediately, I decided to pay off the current monthly rent of 400,000 won, and
■ Visit the bank after obtaining basic documents. Before visiting the bank, prepare basic documents for consultation. What you can directly select is the ‘Employment Insurance Insurance Eligibility History Statement’, and the remaining two documents can be printed by requesting them from the company.
※Main industry code confirmation data must be requested separately from the company as you must log in to Hometex with your company ID and print a screen to show the industry code. (There is no separate document form) ※ Be sure to put the company’s seal on the main business code verification material (otherwise, you have to go to the bank twice)
If you have all the basic documents ready, take your ID and go to the bank. There are a total of 5 banks that handle
■Loan consultation including eligibility, loan amount calculation, etc.
If you come for consultation on ‘rental deposit loan for young people employed at small and medium-sized businesses’ at a separate loan window at the bank, you will receive detailed information.
As mentioned earlier, the
After a brief product description of
■After being informed of the documents to be submitted, you will be informed of the documents you need to submit the next time you visit the bank. If documents are missing, you will have to go back and forth between the bank and the company, so prepare all of the documents below. In addition, all documents must be issued within one month, and all resident registration numbers must be indicated. *Documents marked as self can be printed directly online. *Also prepare a public certificate in advance to register as a member of each issuing organization.
In this way, we have completed the first part, loan consultation, of
Original source: Where young people gather, youth policy user manual
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Gyeonggi Job Foundation, 3rd floor, 25 Buheung-ro 424beon-gil, Bucheon-si, Gyeonggi-do
Gyeonggi Job Foundation, 3rd floor, 25 Buheung-ro 424beon-gil, Bucheon-si, Gyeonggi-do
