Toss Bank’s main products effective from October 5, 21
receiving passbook
Condition: 2% annual interest rate
Competitiveness is that the subscription period is short, there is no need for conditions such as deposits, deposits and savings,
There is no separate distinction between deposits and withdrawals. 토스뱅크 마이너스통장
credit loan 이베이스매뉴얼
Conditions: Interest rate of 2.76-15% per annum, minimum limit of 1 million won – maximum of 270 million won
The advantage is that the interest rate is lower than that of commercial banks, but the limit is high.
The conditions of the Toss Bank negative passbook are the lowest annual interest rate of 3.26% to 11.47% and the maximum interest rate.
The maximum limit is 150 million won.
I think this is really competitive, because the limit of commercial banks is
If you look at it, it is 50 million won, which is up to three times the level, so there is a merit.
Also, it is burdensome to receive a lot, so I can use a negative bankbook with a small amount.
An emergency fund loan in the form of a small negative bankbook for those who wish to have it
You can get The condition is a minimum of 500,000 won and a maximum of 3 million won.
It is less burdensome because you can borrow at an interest rate of 3.56 to 14.92% per annum.
It seems that Toss Bank will not be free from household loan regulations by the financial authorities.
Toss Bank’s negative account set the limit of credit loan products up to 270 million won, but
Not everyone can receive it that way, but it will be limited to ‘within the range of annual income’.
said.
Now, let’s learn how to make a Toss Bank negative account.
Once you create a negative bankbook, your credit score will go down by -10.
You pay interest as much as you spend, and you can use it without complicated procedures.
Also, if you pay off another bank account minus a passbook, the limit is about 1/3
You can be paid more. If you need money right away
You can use a limit amount of pretty decent interest rates.
A system that considers these consumers
It seems like it can only make you nervous.
First, check how much your annual income is, and after the loan
Write down how you will repay the money.
Also, when you move to the next column, check how much the loan is and what the purpose of the loan is.
Interest rates change every 3 months.
The period of use of the negative passbook is one year.
Interest is due on the 6th of every month.
The loan stamp duty is 0 won.
When a loan becomes delinquent, your credit score will be reduced 6 days after the loan is overdue.
If you agree to the open banking service that only takes the amount you owe from another bank account before it gets worse,
Toss Bank negative account is now opened like this.
Opening a Toss Bank negative account is not difficult, and it is
It would be nice to be able to secure additional limits with interest rates.
(Toss Bank negative account must be entered as a negative account.
For those who want to apply for a toss box, click [Rent] in the toss and go to the front page
You can check the credit loan you see.
I think it’s a good approach with a 2.76% credit loan.
It is a good Toss Bank for us who are worried about money in many ways.