Due to the global economic downturn that has been going on for several years, many young people are suffering from difficulties in finding a job, and even existing workers are inevitably unemployed due to voluntary retirement or financial difficulties at the company. In particular, not only salaried workers but also the general self-employed are in a situation where they cannot continue their business any longer due to a sharp drop in sales.
Due to this recession, the number of unemployed is increasing, which is also a social problem. If you suddenly lose your job, it will inevitably affect the lives of your family, who only care about you. Unemployment benefits help you to live a basic life even if your income is cut off, even for just a few months. 현금영수증 조회
What is unemployment benefit?
This is a system designed to support workers in employment insurance when they lose their jobs so that they can continue to live and work again by paying wages for a certain period of time to the unemployed and their families.
What is the payment target?
In principle, the recipient of payment is involuntary turnover, but even in the case of voluntary turnover, in the case of a voluntary turnover, if an effort was made to avoid turnover, but due to the company’s circumstances, it is difficult to hold a job any longer, so the inevitability is recognized and recognized as a beneficiary.
▶ Unemployment benefit application and payment procedure
1. Register for job search (You must apply directly through Worknet.) 이베이스매뉴얼
2. Visit the employment center in your area of residence and apply for eligibility for receiving benefits.
3. Application for job search benefits (You must visit the job center every 1 to 4 weeks to apply for unemployment recognition.)
4. Receive job search benefits through job search activities.
Job search benefit payment = 50% of average wage before retirement X number of days of prescribed benefit
Upper limit: 46,584 won per day after the date of turnover after 2017, the lower limit is 90% of the minimum wage at the time of retirement X working hours per day (8 hours)
I gave a brief explanation, but did you understand how to apply for unemployment benefits and the amount of payment?
Then, let’s take a look at how to calculate the amount of unemployment insurance benefits in earnest and how much will be expected through simulation calculations. First, search for ‘Unemployment Benefits’ in the search bar of the portal site and access it, or visit www.ei.go.kr.
After accessing the employment insurance website, click the + button next to ‘Simple simulation of unemployment benefits’ as shown in the screen below.
After accessing the unemployment benefit simulation page, enter your age, working hours, and monthly salary to calculate the result. For example, born in 1991, working for 2 years, and salary was calculated as 3 million won.
The reason that you click the ‘Confirm’ button after entering your age and working hours is because, as mentioned in the number of days for job search benefits above, the date on which you can receive your job search benefits differs depending on your age and working period. As I worked for 2 years in my 20s, as shown in the table above, the prescribed number of days for job search benefits is 3 months (90 days).
Enter age and working hours → Click the OK button → Enter monthly salary → Click View results to see the results of the simulated salary calculation. The amount of unemployment benefits received per day is 46,584 won, and the number of days of prescribed benefits is confirmed to be 4,192,560 won.
Let’s see if the simulation result is correct.
Since job search benefit payment = 50% of the average wage before retirement X the number of days of prescribed benefits, 50% of the average daily salary of KRW 97,826 is KRW 48,913, but because the upper limit is KRW 46,584, only KRW 46,584 can be recognized. If we calculate 90 days, which is the number of prescribed benefit days, the total expected benefit amount is 4,192,560 won.
Below is a breakdown of unemployment benefits.
It is good to refer to the introduction of job search benefits, sickness benefits, employment promotion allowance, etc.
The company I work for is developing every year and I have the capital, so I don’t have to do this calculation. It would not be a bad idea to calculate the amount of unemployment benefits once in advance to prepare for your average spending habits and unexpected difficulties, so I introduced the method of calculating unemployment benefits in today’s post.
Reason for cash receipt, inquiry and voluntary issuance
Today I want to talk about cash receipts. These days, when making a purchase or eating at a restaurant, when paying with a credit card, but in small amounts, or children without a card, there are times when they have no choice but to use cash.
In this case, the method that can be used is voluntary issuance of cash receipts. You don’t need to call out your phone number, you just need to register directly with Hometax or Sontax. This method will be of great help because it is easy to do once you do it.
So, in this time, we will learn about the reasons for cash receipts and how to inquire and voluntarily issue them.
What is a cash receipt?
A cash receipt is literally a receipt issued when payment is made in cash. This system was started in 2005 to raise tax awareness by identifying cash transactions of business operators. Next, let’s look at why we do it.
Reason for cash receipt
From the point of view of general (worker) consumers, the reason for receiving cash receipts is because of income deductions. This is because, in the case of general credit cards, only 15% of the amount in excess of 25% of annual salary is recognized as tax credit, but double that amount, 30%, can be deducted for debit cards, prepaid cards, and cash receipts. For example, let’s take a look at the amount of deductions you can receive depending on how you spend 15 million won based on your annual salary of 30 million won.
[When using 15 million won with credit card only]
30 million won x 25% = 7.5 million won (minimum amount used)
7.5 million won (over 25%) x 15% = 112.25 million won (income deduction)
[Credit card 7.5 million won, cash (receipt)]
30 million won x 25% = 7.5 million won (minimum amount used)
7.5 million won x 30% = 2.25 million won (income deductible)
In general, using only 300,000 won to 500,000 won per month for credit card benefits and using a debit card, prepaid card, or cash receipt for the rest may be a smarter way to spend for both income deduction and credit score.
In addition, consumers who are business operators can also deduct input tax when filing VAT as proof of expenditure.
In the same way, the reason for a cash receipt from a business perspective is to receive a tax deduction. In this regard, please refer to the previous post below.
Cash Receipt Merchant Membership Application Procedure
hello. It is a king bear. Most of the people reading this should probably sign up for a cash receipt merchant at the National Tax Service…
Voluntary issuance of cash receipts
If the transaction amount including VAT is 100,000 won or more, it must be issued without the consumer’s request, and even if the consumer does not want it, it must be issued voluntarily with a code designated by the National Tax Service. In case of violation, penalties or fines for negligence will be imposed. The details of the bounty, including how to report it, will be discussed in more detail later.
Voluntary issuance method using Sontax
If you pay in cash and receive a general receipt, you can voluntarily issue a cash receipt using Hometax or Sontax. Even if you ask your children to give you cash receipts, they won’t do it well.
Even when I said it was when I was young, I said I knew it and didn’t say it. Therefore, you can ask to receive only the receipt, then go to Sontax the day after the issuance date and issue it voluntarily. The method is simple, so let’s find out together.
If you haven’t downloaded it first, download the Sontax app, and if you already have one, log in and click the menu button at the top right.
When you press the menu, the first screen is the ‘Inquiry/Issue’ section, so if you click on the ‘Cash Receipt Modification and Issuance Method’ shown in the picture on the left, click ‘Consumer Registration for Voluntary Issuance of Cash Receipts’ in the lower section.
After checking the approval number, transaction date, and amount used under the receipt, you can easily issue a cash receipt voluntarily by entering it as it is. The only thing to note is that you need to be aware that you need to log in for issuance and that you can register from the day after the issuance date.
Cash Receipt Inquiry
You can also inquire about cash receipts by clicking ‘Inquiry about usage (income deduction)’ under ‘Inquiry/Issue’ – ‘Cash receipt inquiry’.
Upon entering, you will see a screen like the one above. After that, you can select the desired method among monthly/date/monthly totals, and select ‘total/cash sales statement issuance/transactions for business expense proof’ for inquiry classification, and ‘total/general transaction/traditional market’ for issuance classification. You can search by selecting from ‘Transactions/Public Transportation Transactions/Books/Public Fuel Transactions’.
In addition, the items to be considered in the inquiry are that 40% income deduction is possible for traditional markets and public transportation, so only the amount can be inquired separately. It’s said to be on the market. In addition, please note that only 10% of the purchase price is deducted for used cars.
So far, we have learned about the reasons for cash receipts and how to inquire and voluntarily issue them. Now that you know why you have to do it, don’t let it bother you in the future, and I hope you remember the method of inquiry and voluntary issuance using Sontax introduced today and apply it to your real life. thank you