자동차채권 환급금 조회A car refund refers to a refund of the bond purchased when purchasing a car. For vehicles that are more than 5 years old, a car refund is issued, but if it is not claimed within the period, it is forfeited.
Let’s take a look at the details together to avoid unfair losses!
A car rebate is a refund of the bond you purchased when purchasing a car.
When registering a car with a local government, it is mandatory to purchase bonds for cars with an engine displacement of 1,600cc or more.
Depending on the registration area, it is mandatory to purchase one public bond among ‘regional development bonds and urban rail bonds’, and the purchased bonds are used for facility management and maintenance purposes.
Bonds can be refunded after a maximum of 5 to 7 years.
However, if the refund claim is not processed within the statute of limitations period, the right disappears!
Because repayment periods and statutes of limitations vary by region, it is recommended to check refunds through banks in each region.
Check your car bond refund amount
You can easily check your refund on the bank’s website or app for the bond you own.
As the repayment banks with which we have agreements differ depending on the region, please refer to the table for details.
Banks for online repayment of mandatory trade receivables by region (Source_Korea Policy Briefing)
* This cannot be done at any financial institution. There is a repayment bank with which each region has an agreement, and you can view and apply for a refund only at that bank.
For example, if you registered your car in Seoul, you can only receive a refund from Kookmin Bank or Shinhan Bank.
The general ‘car refund’ application method is as follows.
This is how you can easily apply for and receive a car refund.
However, since the refund expires after the maturity date of the bond, it is best to check and apply in advance.
Additionally, since the refund is not subject to taxes, no separate reporting or payment is required.
Since the car refund is the principal amount of the public loan we paid, you can think of it as money that must be collected.
You can check at Nonghyup Bank as follows:
*Go to inquiry
Nonghyup Bank Auto Bond Refund Inquiry Menu
This time, we learned about how to receive a refund for our car.
A car refund is a refund of the bond purchased when purchasing a car, and occurs for vehicles that are more than 5 years old.
Refunds can be easily viewed and applied for on the website or app of the repaying bank in each region.
However, you must be careful because if you do not apply within the statute of limitations period, your rights will disappear.
Check out your car refund and apply! thank you
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