금융인증서 공동인증서 차이 Difference between financial certificates and joint certificates

Today everyone
used almost every day 금융인증서 공동인증서 차이
Let’s talk about 認證書.

As of December 10, 2020
Been using it for almost 20 years
The 公認認證書 system has been abolished. 이베이스매뉴얼

금융인증서 공동인증서 차이

Since then, it has been used under a different name.

Today, financial certificates and joint certificates
what is the difference
Let’s take a look.


financial certificate
From 10 Dec 2020
It is being serviced.

Issuance method

After authentication (withdrawal account authentication, etc.) at the financial institution
Check the use of the Korea Financial Telecommunications and Clearings Institute (name – phone number – date of birth)
issued through.

Basically
Because it is an advanced form of the browser certificate
Browser certificate cannot be renewed or issued.

distinct from previous security measures.
The difference is that no storage medium is required.
The form of storage is the cloud storage structure.







the advantage is

Unnecessary such as ActiveX
This means that you do not need to install any programs.

The password is also as simple as 6 digits.

The validity period is also 3 years and can be automatically renewed.

because the user does not save
It is somewhat safe from hacking.

Individuals using mobile
It is convenient to pay on various sites.


the downside is
It is complicated to register with other banks in several places.

In places such as the special government offices shown below,
It cannot be used.

I’ll mention it again later.



joint certificate




The certificate used in the past
Even thinking that only the name has changed makes no difference.

I usually log in to the IRS.
When making year-end tax settlements or issuing electronic tax invoices
I use it a lot.



Difference between financial certificates and joint certificates

looking at the table below
I’ll keep it simple.


compare
financial certificate
joint certificate
time of initial operation
Released December 10, 2020
Inherit the existing accreditation certificate
Issuer
Korea Financial Telecommunications & Clearings Institute
Korea Financial Telecommunications and Clearings Institute, Korea Information Certification and other designated institutions
expiration period
3-year auto-renewal
1 year Retired at this renewal
storage form
Save to cloud server
User saves to PC, USB
security program
Unnecessary
Installation required
password
6 digits
10 characters including special characters, numbers, and English
When moving media
Basic integration
User must copy
Where to use
Banknote, credit card company, insurance company, government office
All institutions that used accredited certificates in the past










The difference between financial certificates and joint certificates
Dude’s personal opinion






Individual users must have a financial certificate
There are many convenient features.

However
Doing business or having a lot of supply transactions to public institutions
A joint certificate is better.







This is the work screen used by Ji-nim.

There are two joint certificates.

One is banking, insurance, finance like Kookmin Bank.
use it for

The other is various public office transactions or
It is used for public procurement bidding.






Doing business with government agencies
The part where paper documents were submitted in the past

Recently, each organization uses
Log in to the computerized site
Electronic payment procedures such as transaction statements and electronic tax invoices
Progress, more often to complete.

The problem is that each institution
It is part of the computer network that is operated is different.

In order to use all these computer networks,
The joint certificate has excellent versatility.






Occasionally, previously delivered equipment and
When additional orders for the same model come in
Click the login button on the computerized site one by one
You need to check your transaction history.


Considering the long experience of Mr.
Individual computer networks in Korea cannot be integrated.

When you log in to various institutions’ computer networks,
Access to financial certificates is restricted
There are situations in which a joint certificate is required.

Then business people
For delivery and bidding transaction processing with public institutions
In addition to financial certificates, jointly for business and personal use
The bottom line is that you have to make several of them.

If you want to make several
Better to just use two cavities

This situation is not easily changeable.


tidy up when finished





The difference between the financial certificate and the joint certificate
For general personal use
There is not much difference.

Administrative tasks such as seal certificates
It is possible to process using a financial certificate

However

people who do business
because of versatility
Inevitably, a joint certificate is required.

in conclusion

Business people are
Using a joint certificate
It is easy to manage.

for reading to the end
thank you